Home Buying Resources
Keys to Home Buying – Resource Lists
Determine Financial Readiness to Purchase a Home:
What Can You Afford?
This mortgage calculator will calculate your monthly payments without asking for your contact information.
Freddie Mac – Mortgage Calculator
This mortgage calculator will calculate your monthly payments without asking for your contact information. It also helps you determine how much home you can afford.
Rent vs. buying
Is It Better to Rent or Buy?
This site gives you an interactive tool that allows you to determine whether you should rent or purchase a home.
Freddie Mac – Rent or Buy
This Freddie Mac site discusses how people should analyze whether to rent or purchase a home.
How Much Can You Borrow?
Freddie Mac – How Much Can You Borrow?
Freddie Mac give you an interactive tool that shows users how you analyze whether you can afford a mortgage or not and at what price.
Consultants for Advice on Home Buying
Find a Realtor
National Association of Realtors
Find a realtor; can narrow it down and search by names, city, and language
National Association of Hispanic Real Estate Professionals
Fill out contact us information to ask for a local referral
Find a Certified Financial Planner
Search for a certified financial planner (CFP) in your city and state; advanced search also lets you pick language
Find a Lawyer
American Bar Association
Look up local bar associations in your area based on city, state or zip
Find a Housing Counselor
HUD Certified Counseling Agencies
Find a HUD counselor in your area based on state. Can narrow the search by language
American Translators Association
Search by area of practice
Understanding the Home Purchase Contract
Explains the different components of the contract
Lists the documents involved and what different closing costs are involved
Home Financing Options
Get a Loan
U.S. Department of Housing and Urban Development
Home buying programs in your state
Find a HUD approved lender in your area
Good Neighbor Next Door Sales Program
Program for law enforcement officers, pre-kindergarten through 12 grade teachers, firefighters, and emergency medical technicians looking for homes in revitalization areas
How FHA can help buy a home
VA Home Loans
US Dept of Veterans Affairs page on home loans
Rural Development Loans
United States Department of Agriculture has assistance program that provides funding for single family homes, apartments for low-income persons or the elderly, etc.
Down Payment Assistance Resource Directory
Provides links to government-subsidized programs by state
This guide helps Hispanic homebuyers to better understand the home buying process
Hispanic National Mortgage Association
This association is a for-profit company focused on increasing homeownership opportunities for Hispanic families
Anticipating Hidden Fees, Closing Costs, and Ownership Costs After Acquisition
The Mortgage Process
Freddie Mac – Mortgage Process
Freddie Mac provides you a step by step checklist from financing to closing
Closing Cost Calculator
Freddie Mac – Closing Costs Calculator
Freddie Mac provides users a calculator to determine closing costs
Down Payment Calculator
Freddie Mac – Down Payment Calculator
Freddie Mac provides users a calculator to determine down payment costs
What to Expect at Closing
Freddie Mac – Closing
Freddie Mac provides users a list of closing documents and the meaning behind them